Updated – 01/03/2023
2. Our Collection and Use of Information
When you use or access the Services, we may collect certain categories of information about you from a variety of sources. Some features of the Services may require you to enter information about yourself. You may decide not to provide this information, but doing so may prevent you from using or accessing these features.Information that you directly submit through our Services may include:
Basic contact details, such as your name, address, phone number and email address. We collect this information to create and maintain your account, provide you with products, communicate with you (including to tell you about products that may be of interest to you) and respond to your queries.
Account information, such as your username, password, security questions that you select and the answers you provide. We collect this information to create, maintain and secure your account with us. If you choose to register an account, you are responsible for keeping your account credentials safe. Do not share your access details with anyone else.
Information relating to your application for and use of the Services, such as your birthday, information about your employment, income, Social Security number, program eligibility, financial account history, credit/debit card information, information about your transactions and reward redemptions, account balances and payment history. We collect this information to verify your identity and program eligibility, complete and verify transactions, assess credit risk, process invitations to apply for increased credit limits, identify possible fraud, facilitate your engagement with the Services and personalize your experience.
Payment information, such as your bank account information and other financial information such as routing number. We collect this information to help process your payments and provide you with products and services you request.Information relating to your visit to our Site or use of our mobile application, including information that you submit when interacting with the Site’s and mobile application’s features and webforms and information collected via cookies and tracking technologies (“Tracking Technologies”), as described further below.
Applicant details, such as information included in your resume, your education and employment history, your references and other information you provide us. We collect this information to evaluate your candidacy and process your application for employment.
Any other information you choose to include in communications with us.
We may also collect certain information about your interaction with the Services (“Usage Data”)through Tracking Technologies, which we use to tailor features and content to you, provide you with offers or promotions, run analytics and better understand user interaction with the Services:
Device information, such as unique device identifier, IP address, device type, browser type, operating system, and precise location (if you choose to provide it).
Online activity data, such as date and time stamps and log data.
Other information, regarding your interaction with the Services, such as clickstream data and ad impressions.
We may also obtain information about you from outside sources, which we use to verify your identity and eligibility for the Services, provide you with products (including certain offers and rewards), and personalize your experience, including from:
Your employer. For example, your employer may provide us with your name and contact information.
Third parties who help us process or supplement the information you or your employer has provided, such as credit bureaus, other financial institutions, payment networks and merchants.
Other sources, such as social media platforms and other publicly available sources.
We may share your information with third parties, including with:
Your employer or other organization who authorized you to obtain access to our Services, and other third parties with whom they ask us to share information, such as HR or expense management vendors.
Vendors or other service providers who help us provide the Services, including for cloud storage, security, customer relationship management, marketing communications, web analytics, payment networks and payment processors.
Other financial institutions, including underwriters, credit card companies, their partner organizations and contractual partners
Other third parties related to your transactions or the Services, or as necessary for us to provide the Services, such as credit bureaus and merchants.
We may also share your information to comply with applicable law or any obligations thereunder, in connection with an asset sale, merger, bankruptcy, or other business transaction, to comply with applicable terms of service, to ensure the safety of Hypercard and/or its users, within our corporate group, with professional advisors such as auditors, law firms, and accounting firms, or when you request or direct us to share information.
Most browsers accept cookies automatically, but you may be able to control the way in which your devices permit the use of Tracking Technologies. If you choose, you may block or delete our cookies from your browser; however, blocking or deleting cookies may cause some of the Services to work incorrectly. To opt out of tracking by Google Analytics, click here.
Your browser settings may allow you to transmit a “Do Not Track” signal when you visit websites. Like many websites, our Site is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you can visit http://www.allaboutdnt.com/.
5. Third Party Websites And Links
6. Data Security
Despite our reasonable efforts to protect your information, no security measures are impenetrable, and we cannot guarantee“perfect security.” Any information you send to us electronically, while using the Services or otherwise interacting with us, may not be secure while in transit. We recommend that you do not use unsecure channels to send us sensitive or confidential information.
7. How To Contact Us