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Guide to Benefits

general

American Express® Insurances and Protections

For inquiries regarding Hypercard card protections, please contact our dedicated customer service team through the following provided numbers:

Toll Free Number
1-888-647-3093
Collect Number
1-630-766-7732
insurances

Trip Cancellation

Worldwide Common Carrier Trip Cancellation/Trip Interruption Insurance provides reimbursement for the actual non-refundable amount paid by the Insured Person for a common carrier passenger fare(s) when the entire fare, less any redeemable frequent flyer miles, coupons or certificates, is charged to your Hypercard Rewards American Express® Card.  Worldwide Common Carrier Trip Cancellation/Trip Interruption Insurance provides coverage up to $1,500. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.

Retail Protection

Retail Protection provides coverage for eligible items you purchased entirely with your Hypercard Rewards American Express® Card if damaged or stolen within ninety (90) days from the date of purchase. Coverage is limited to the actual cost of the item (excluding delivery and transportation costs) or to a maximum of $1,000 per loss and a total of $50,000 per Cardholder account per twelve month period, whichever is less. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.

Extended Warranty

Extended Warranty doubles the original manufacturer warranty up to a maximum of twelve (12) months on most items you purchase entirely with your Hypercard Rewards American Express® Card. For products with multiple warranty components, each warranty time period will be extended up to a maximum of twelve (12) months. The maximum benefit for repair or replacement shall not exceed the actual amount charged on your covered Hypercard Rewards American Express® Card or $10,000, whichever is less. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.

Travel Accident Insurance

Worldwide Travel Accident Insurance provides accidental death or dismemberment insurance while traveling on a common carrier, (plane, trip, ship or bus) when the entire fare is charged to your Hypercard Rewards American Express® Card. Worldwide Travel Accident Insurance provides coverage up to $100,000. The insurance plan is provided at no additional cost to eligible Hypercard Rewards American Express® Cardholders. Certain exclusions restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.

Emergency Assistance

Emergency Assistance (Tier-1) provides a hotline with an emergency referral service for medical and legal providers and for certain travel emergencies on a 24-hour per day basis for Hypercard Rewards American Express® Cardholders and eligible travel companions traveling internationally. Emergency Assistance (Tier-1) also provides relevant pre-trip personal and travel-oriented assistance and information concerning passports, visas, travel advisories, etc. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.

perks

Alfie

20% annual discount in the form of statement credit for new subscribers paying out of pocket. One time use only. Client will receive a 20% discount on the monthly $120 fee they will pay to Alfie for the duration of one year.

Anja

$300 discount on seamless and comprehensive cord blood, cord tissue, and placenta banking for your baby's birth. One time use only. Anja helps pregnant parents feel more confident in their birth choices by offering up the chance to safeguard their baby's future health.

Avis

Enjoy special benefits when you rent with Avis, including up to 15% off standard rates and a car upgrade voucher. Get up to 15% off standard rates and an upgrade voucher with Avis. Visit Avis Enrollment to learn more.

Barry’s Bootcamp

Up to 25% off standard rates by purchasing Barry’s credits in-app. Purchases of Barry’s gym credits are offered at a discounted rate of up to 25%, exclusively available in app.

BetterHelp

Enjoy $100 statement credit for new subscribers to BetterHelp services. Offer accessible through in-app URL only. BetterHelp credit of $100 available for first time members only. Terms & Conditions.

Booking.com

Up to 30% off on select hotel properties through Booking.com. Booking.com benefit of up to 30% off on select hotel properties. Visit Booking.com Enrollment to learn more.

ClassPass

10% discounted credits to thousands of top-rated gyms, fitness studios, salons, and spas. Multi-use offer. Cardholders will receive automatic 10% discount when finalizing their purchase through the ClassPass website.

Curex

Enjoy a $50 waived signup fee for the #1 online allergy clinic. Curex specializes in long-term treatments for allergy, asthma, sinusitis & eczema - accepted by all major insurance providers. One time use only.

8Sleep

Receive up to a $250 discount on any purchase of Pod Cover or Mattress. Improve your sleep and say hello to cool summer nights with Eight Sleep products. Eightsleep credit of up to $250 available for the first time purchase only. Cannot be combined with any other promo codes. Eligible perk period is August 1, 2023, to August 1, 2024.

GoPuff

50% discount on the first two orders with Gopuff for thousands of everyday needs right to your door. Get food delivery, home essentials, snacks, and alcohol near you. Offer available to new users only. Offer accessible through in-app URL only. Cardholders will receive an automatic 50% discount on their first two orders when finalizing their purchase through the Gopuff website.

Hertz

Get up to 10% off standard rates, one car class upgrade subject to availability a free additional driver for a spouse or civil partner with Hertz. Hertz rental benefit allows for 10% off standard rate, one car class upgrade subject to availability and a free additional driver for a spouse or civil partner. Visit Hertz Enrollment to learn more.

Honeydew

Clear your skin with Honeydew for 20% off. Honeydew provides access to licensed dermatology specialists and FDA-approved treatments (including Accutane) online with ongoing support 7 days/week. Honeydew has two formats of subscription: (1) Annual $299 (2) Monthly $39 (user has to commit to a block of 3 months) The discount of 20% applies to both formats for a one-time use only.

Keeps

Hair loss stops with Keeps! Enjoy a discount of 33% on your first order for FDA approved hair loss treatment. Discount of 33% applies to first-time clients on the first order of treatment. A URL will redirect traffic to Keeps Mini Quiz page and will provide up to 33% off (same as up to one month free) for 3-month plans.

Laundryheap

15% statement credit issued on your final invoice charge. Never worry about staining your favorite shirt. Laundryheap offers laundry, dry cleaning, and ironing at a schedule that fits your lifestyle. Discount does not require activation and is applied instantly. Multi-use offer. Discount applied on the final transaction amount after Laundryheap calculates the total cost.

Magic Mind

25% discount on your purchase of Magic Mind productivity drink. Magic Mind is scientifically designed to improve energy, focus, and mood while decreasing stress to improve your productivity. Multi-use offer. Cardholders will receive automatic 25% discount when finalizing purchase on the Magic Mind website with the Hypercard.

Priority Pass

Complimentary Priority Pass membership for opt-in Hypercard users. Users would pay the $35 lounge access fee for every lounge they visit. Offer accessible through in-app URL only. Annual membership fee of $99 is waived. Users pay only a lounge fee of $35 per visit. Users accept terms and conditions, here.

Resy

Enjoy up to 20% off your bill or a free appetizer for dine-in or take-out at participating restaurants. Enjoy up to 20% off your bill or a complimentary appetizer for dine-in or take-out at participating Resy restaurant. Visit Resy Experiences to learn more.

Wander

Receive up to $500 in statement credit on your first domestic booking. Book a Wander smart home with inspiring views, modern workstations, restful beds, hotel-grade cleaning and 24/7 concierge service. It's a vacation home, but better. For first domestic booking and one-time use only. 20% discount in statement credit up to a maximum of $500. Eligible Perk period is June 12, 2023, to June 12, 2024. Terms & Conditions.

TSA PreCheck®

Users are eligible for one (1) statement credit up to $85 for the application fee every 4.5 years when charged to their eligible Hypercard through any Authorized Enrollment Provider. The statement credit will match the TSA PreCheck® program application fee. Card Members on eligible accounts will receive the statement credit for a 5-year program option. All other term options are not eligible for the statement credit. Cost of application fees may change. Statement credit amount may vary if application fees change. Your account must be open and in good standing when the credit is applied. Hypercard has no control over the application and/or approval process for TSA PreCheck® and does not have access to any information provided to the government by the Card Member or by the government to the Card Member. Hypercard has no liability regarding the TSA PreCheck®. U.S. Transportation Security Administration (TSA) charges an application fee to process each respective application regardless of whether the Card Member's application is approved. The Department of Homeland Security may suspend acceptance of applications on any basis at its discretion. Hypercard will provide a statement credit for the application fee regardless of the decision made by TSA (for TSA PreCheck®) but will not provide a statement credit for subsequent application fees charged to the same eligible Card within four years, even if the original application is rejected.  Membership for TSA PreCheck® is per person, and a separate application must be completed for each individual. For additional information on the TSA PreCheck® program, including information regarding the application and/or approval process and for a list of participating airlines and airports, as well as the full terms and conditions of the programs, please go to www.tsa.gov. The TSA PreCheck® program is subject to change, and Hypercard has no control over those changes. Please allow up to 8 weeks after the qualifying TSA PreCheck® transaction is charged to the eligible Card account for the statement credit to be posted to the Card account. Hypercard relies on accurate transaction data to identify eligible TSA PreCheck® purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Card Members are responsible for payment of all application charges until the statement credit posts to the Card account. To be eligible for this benefit, Card account(s) must be active through the time of statement credit fulfillment. TSA PreCheck® is an intelligence-driven, risk-based program managed by TSA that allows low-risk travelers to experience faster, more efficient screening at participating U.S. airport checkpoints for domestic and international travel. The TSA PreCheck® application program is a Department of Homeland Security Trusted Traveler program. Enrolling in TSA PreCheck® does not guarantee selection for expedited screening each time a passenger travels. To receive the TSA PreCheck® statement credit of up to $85, a Card Member must pay the TSA PreCheck® application fee through any Authorized Enrollment Provider with their eligible Card. If the Card Member is approved, Membership into the TSA PreCheck® program is valid for the duration of the plan that the Card Member selected and is subject to the program's terms and conditions. Card Members will not receive a statement credit for a plan duration that is less than five years. TSA uses unpredictable security measures, both seen and unseen, throughout the airport. All travelers will be screened, and no individual is guaranteed expedited screening.

ISSUED BY FUTURE BANKING PARTNER | 2024 © HYPERCARD NETWORK, INC.

HYPERCARD NETWORK, INC. IS A TECHNOLOGY COMPANY, NOT A BANK. HYPERCARD IS ISSUED BY A FUTURE BANKING PARTNER. CARDHOLDERS MUST BE AT LEAST 18 YEARS OF AGE AND A CITIZEN OF THE UNITED STATES OR A PERMANENT RESIDENT WITH A VALID SOCIAL SECURITY NUMBER (SSN) OR INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER (ITIN). AN APPLICATION IS REQUIRED AND FINANCING IS SUBJECT TO FUTURE BANKING PARTNER APPROVAL. FEES WILL BE ASSESSED ON OVERDUE AMOUNTS FOR CREDIT CARD HOLDERS.

CARD IS ISSUED BY A FUTURE BANKING PARTNER, PURSUANT TO A LICENSE FROM AMERICAN EXPRESS®. AMERICAN EXPRESS IS A REGISTERED TRADEMARK OF AMERICAN EXPRESS.