The first personal card, for  

Higher perk adoption, instant expense management, simple benefits access and much more on your personal credit card.

Complete Privacy

Only transactions flagged as reimbursements are shared with your employer for approval.1

Optional Credit Risk

We offer a card alternative that everyone can get that can only improve your credit score.2

Up-to 3X Points

Earn points on every purchase and redeem them for rewards.3

TSA PreCheck®
TRAVEL
TSA PreCheck®
Complimentary waived enrollment costs on 5 year TSA PreCheck® memberships.
Resy Access
restaurants
20% off
Get 20% off or a free appetizer at select restaurants for dine-in or take-out.
Booking.com
TRAVEL
30% off
Up to 30% off on select hotel properties through Booking.com.
Amex Access
entertainment
Early Access
Access to presale tickets for concerts, theater, sports and more all year round.
BetterHelp
mental health
$250 credit
Get $250 statement credit on online therapy, applied instantly on purchase.
Priority PassTM
TRAVEL
Lounge Access
Complimentary access to over 1500 airport lounges with Priority Pass select access.
Anja
fertility
$300 credit
3 months towards fertility treatment and cord blood banking.
8Sleep
sleep
$250 credit
Enjoy up to 15% off all 8Sleep products, including the new Pod Mattress up-to $250.
TSA PreCheck®
TRAVEL
TSA PreCheck®
Complimentary waived enrollment costs on 5 year TSA PreCheck® memberships.
Resy Access
restaurants
20% off
Get 20% off or a free appetizer at select restaurants for dine-in or take-out.
Booking.com
TRAVEL
30% off
Up to 30% off on select hotel properties through Booking.com.
Amex Access
entertainment
Early Access
Access to presale tickets for concerts, theater, sports and more all year round.
Priority PassTM
TRAVEL
Lounge Access
Complimentary access to over 1500 airport lounges with Priority Pass select access.
Anja
fertility
$300 credit
3 months towards fertility treatment and cord blood banking.
Avis
transportation
15% off
Get up to 15% off standard rates and an upgrade voucher.
Alfie
weight loss
20% off
Enjoy 20% off of Alfie for unlimited consultations and medication prescription.
Honeydew
acne
20% off
Enjoy 20% off for one year with your Hypercard, applied instantly on purchase.
Blade Pass+
TRAVEL
$125 off
$125 off your first Blade helicopter flight and access to all Blade lounges.
Keeps
Hair loss
33% off
Enjoy 33% discount on FDA approved hair loss treatment.
Barry’s Bootcamp
fitness
Up-to 25% off
Up-to 50% off each session available through in-app purchases.
Laundry Heap
laundry
15% off
15% statement credit on laundry & dry cleaning with 24h delivery.
Hertz
transportation
10% off
Get up to 10% off rates, car upgrade, and free extra driver with Hertz.
Wander
TRAVEL
30% off
20% off Wander vacation homes across the US up to $500.
Avis
transportation
15% off
Get up to 15% off standard rates and an upgrade voucher.
Alfie
weight loss
20% off
Enjoy 20% off of Alfie for unlimited consultations and medication prescription.
Honeydew
acne
20% off
Enjoy 20% off for one year with your Hypercard, applied instantly on purchase.
Blade Pass+
TRAVEL
$125 off
$125 off your first Blade helicopter flight and access to all Blade lounges.
Keeps
Hair loss
33% off
Enjoy 33% discount on FDA approved hair loss treatment.
Barry’s Bootcamp
fitness
Up-to 25% off
Up-to 50% off each session available through in-app purchases.
Laundry Heap
laundry
15% off
15% statement credit on laundry & dry cleaning with 24h delivery.
Hertz
transportation
10% off
Get up to 10% off rates, car upgrade, and free extra driver with Hertz.
Wander
TRAVEL
30% off
20% off Wander vacation homes across the US up to $500.
TSA PreCheck®
TRAVEL
TSA PreCheck®
Complimentary waived enrollment costs on 5 year TSA PreCheck® memberships.
Resy Access
restaurants
20% off
Get 20% off or a free appetizer at select restaurants for dine-in or take-out.
Booking.com
TRAVEL
30% off
Up to 30% off on select hotel properties through Booking.com.
Amex Access
entertainment
Early Access
Access to presale tickets for concerts, theater, sports and more all year round.
BetterHelp
mental health
$250 credit
Get $250 statement credit on online therapy, applied instantly on purchase.
Priority PassTM
TRAVEL
Lounge Access
Complimentary access to over 1500 airport lounges with Priority Pass select access.
Anja
fertility
$300 credit
3 months towards fertility treatment and cord blood banking.
8Sleep
sleep
$250 credit
Enjoy up to 15% off all 8Sleep products, including the new Pod Mattress up-to $250.
Avis
transportation
15% off
Get up to 15% off standard rates and an upgrade voucher.
Alfie
weight loss
20% off
Enjoy 20% off of Alfie for unlimited consultations and medication prescription.
Blade Pass+
TRAVEL
$125 off
$125 off your first Blade helicopter flight and access to all Blade lounges.
Barry’s Bootcamp
fitness
Up-to 25% off
Up-to 50% off each session available through in-app purchases.
Laundry Heap
laundry
15% off
15% statement credit on laundry & dry cleaning with 24h delivery.
Hertz
transportation
10% off
Get up to 10% off rates, car upgrade, and free extra driver with Hertz.
Wander
TRAVEL
30% off
20% off Wander vacation homes across the US up to $500.
A complete suite of best-in-class benefits available out of the box4
See all Perks & Benefits
File business expenses in one click5

Expense management & stipends in one click

One-Click Reports

Create reports in-app, upload receipts, and submit expenses immediately.

You Keep The Points

Keep your points while earning 3X on business expenses filed through your card.

Stipends

Any transaction can be flagged to apply your company stipends, no other vendors required.

Instantly Reimbursed

Get immediately reimbursed & skip the many weeks of waiting for manager approval.

One-Click Reports

Create reports in-app, upload receipts, and submit expenses immediately.

You Keep The Points

Keep your points while earning 3X on business expenses filed through your card.

Stipends

Any transaction can be flagged to apply your company stipends, no other vendors required.

Instantly Reimbursed

Get immediately reimbursed & skip the many weeks of waiting for manager approval.

Privacy at its core

Transactions are only visible to you

Employers only see transactions flagged as corporate expenses.6
Worry free offboarding

When you move on,
we move with you wherever you go

Rest easy knowing that when you move on, your card will be seamlessly transitioned to a personal card.7
Restaurant Experiences

Instant reservations at your fingertip

Cardholders can reserve tables with $150 minimums from our card app to receive complimentary dessert.8

Frequently asked questions

Can’t find what you’re looking for? Get support from our white glove service team.

Get in touch
What happens when I leave my company?
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Hypercard Rewards Card offers worry-free, hands-on off-boarding. When you leave your company, your card will be seamlessly transitioned to our white Hypercard Rewards card, which will house only the native perks offered by Hypercard. All financial obligations will continue to smoothly be transferred to the personal card without any disruption at no additional cost to you.

Do I get cashback or points for spending on this card?
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The Hypercard Rewards Card offers 2X points on all transactions and 3X points on transactions flagged for reimbursement. The points can be redeemed towards cash-back, standard merchant rewards, gift cards, and more.

What happens if my expense report or stipend gets denied?
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Should any reports or stipends be denied, we will retract the previously issued instant credit and apply a statement balance for the corresponding transaction. Consequently, the transaction will be converted into a standard personal transaction under your name.

What happens if my company offers a very limited amount of perks?
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Hypercard Rewards Card's own out of the box high-fidelity perks will offer you the perfect resource to maximize employee sentiment and retention effectively. Furthermore, our instant expense management feature will enable you to save time.

What will happen if I am late with payments or defaults?
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Our product is a standard credit card and as such, you assume personal responsibility for our cards. We work with our underwriting team to ensure that you can safely be underwritten and that our cardholders can safely use our products.

What kind of support should we expect from Hypercard?
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Our 24/7 support team comprises highly experienced professionals with a decades-long proven track record of delivering superior customer service. Our support channels include phone and email, where all concerns are addressed urgently to complete satisfaction. Our technical support engineers are some of the foremost experts in their field, ensuring our card’s seamless and secure operation.

  1. ALL TRANSACTIONS ARE SECURE AND CONFIDENTIAL. THE EMPLOYER SHALL NOT HAVE ACCESS TO THE CARDHOLDER'S TRANSACTION HISTORY EXCEPT FOR TRANSACTIONS FLAGGED BY THE CARDHOLDER FOR REIMBURSEMENT PURPOSES. CARDHOLDERS ARE SUBJECT TO THE HYPERCARD PRIVACY POLICY.
  2. CHECKING YOUR APPROVAL STATUS WILL NOT AFFECT YOUR CREDIT SCORE. HOWEVER, A FORMAL APPLICATION OR FINAL APPROVAL MAY REQUIRE A CREDIT CHECK WITH A CREDIT REPORTING BUREAU, WHICH COULD IMPACT YOUR CREDIT SCORE.
  3. SUBJECT TO PROGRAM TERMS AND CONDITIONS. REVIEW PROGRAM DETAILS FOR SPECIFIC CRITERIA, LIMITATIONS, AND EXPIRATION DATES.
  4. ALL PERKS AND BENEFITS ARE SUBJECT TO THE TERMS & CONDITIONS OUTLINED IN OUR BENEFITS GUIDE.
  5. HYPERCARD FACILITATES INSTANT REIMBURSEMENTS ON BEHALF OF THE EMPLOYER COMPANY AND SUBSEQUENTLY RECOUPED FROM THE COMPANY MONTHLY. THE EMPLOYER RESERVES THE RIGHT TO DISPUTE ANY UNAUTHORIZED OR NON-BUSINESS-RELATED TRANSACTION. IN SUCH CASES, HYPERCARD WILL REVERSE ANY REIMBURSEMENT MADE ON BEHALF OF THE EMPLOYER.
  6. ALL TRANSACTIONS ARE SECURE AND CONFIDENTIAL. THE EMPLOYER SHALL NOT HAVE ACCESS TO THE CARDHOLDER'S TRANSACTION HISTORY EXCEPT FOR TRANSACTIONS FLAGGED BY THE CARDHOLDER FOR REIMBURSEMENT PURPOSES. CARDHOLDERS ARE SUBJECT TO THE HYPERCARD PRIVACY POLICY.
  7. THE CARDHOLDER BEARS FULL RESPONSIBILITY FOR ANY OUTSTANDING BALANCES, PRE-AUTHORIZED PAYMENTS, SUBSCRIPTIONS, AND COMMITMENTS. IN THE EVENT OF AN EMPLOYEE DEPARTURE, A NON-COMPANY BRANDED HYPERCARD REWARDS CARD WILL BE ISSUED, WITH ALL OUTSTANDING BALANCES TRANSFERRED TO THE NEW CARD. CUSTOM EMPLOYER PERKS WILL BE REMOVED AND CARDHOLDERS WILL KEEP HYPERCARD SPECIFIC PERKS.THE CARDHOLDER RETAINS COMPLETE RESPONSIBILITY FOR THESE TRANSACTIONS ON THE NEW CARD.
  8. LISTED RESTAURANTS ARE SUBJECT TO CHANGE WITHOUT NOTICE. RESTAURANT RESERVATIONS ARE SUBJECT TO AVAILABILITY AT EACH RESTAURANT, AND THE APPLICABLE RESTAURANT CANCELLATION POLICY APPLIES FOR EACH RESERVATION. DISPLAYED IMAGES ARE FOR PROMOTIONAL PURPOSES ONLY AND MAY DIFFER FROM THE ACTUAL PRESENTATIONS AT RESPECTIVE RESTAURANTS.

Guide & Benefits Terms & Conditions

ISSUED BY STEALTH BANK | 2024 © UNTITLED FINANCE, INC. ‍

UNTITLED FINANCE, INC. IS NOT A BANK. HYPERCARD IS ISSUED BY STEALTH BANK. CARDHOLDERS MUST BE AT LEAST 18 YEARS OF AGE AND A CITIZEN OF THE UNITED STATES OR A PERMANENT RESIDENT WITH A VALID SOCIAL SECURITY NUMBER (SSN) OR INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER (ITIN). AN APPLICATION IS REQUIRED AND FINANCING IS SUBJECT TO STEALTH BANK APPROVAL. FEES WILL BE ASSESSED ON OVERDUE AMOUNTS FOR CREDIT CARD HOLDERS.

CARD IS ISSUED BY STEALTH BANK, PURSUANT TO A LICENSE FROM AMERICAN EXPRESS®. AMERICAN EXPRESS IS A REGISTERED TRADEMARK OF AMERICAN EXPRESS.